Privacy Policy

Effective Date: May 15, 2025

Welcome to edschecker.fun. Your privacy is extremely important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website edschecker.fun (“Site”). Please read this policy carefully to understand what data we collect, how we use it, and your rights regarding your information.

By accessing or using edschecker.fun, you agree to the practices described in this Privacy Policy. If you do not agree with this policy, please do not use our Site.

🛡️ 1. Information We Collect

1.1 Personal Identification Information

We do not require you to provide personal identification information such as your name, address, phone number, or email to use our EMI calculator tools. However, if you choose to contact us or subscribe to newsletters or updates, you may voluntarily provide:

Name
Email address
Other contact details

1.2 Non-Personal Information

When you visit edschecker.fun, we automatically collect certain non-personal information, including but not limited to:

Your IP address
Browser type and version
Operating system
Pages you visit on the Site
Date and time of access
Referral URLs
Device type (mobile, desktop, tablet)

This information helps us analyze usage patterns to improve our Site’s functionality and user experience.

1.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience and collect usage data. Cookies are small files placed on your device to remember your preferences or actions.

You can control cookies through your browser settings and opt out of some tracking technologies, but disabling cookies may affect certain Site functionalities.

🔍 2. How We Use Your Information

At edschecker.fun, we use the information we collect for purposes including:

Providing and maintaining our services, including the EMI calculator tool.
Improving the Site’s content, features, and performance.
Responding to your inquiries, comments, or requests.
Sending newsletters or marketing communications if you opt-in.
Analyzing usage data to understand user behavior and preferences.
Protecting against fraudulent or malicious activities.
Complying with legal obligations and enforcing our terms and policies.

We do not sell, rent, or trade your personal information to third parties.

🔐 3. How We Protect Your Information

We are committed to safeguarding your information using appropriate technical, administrative, and physical measures, including:

Secure servers and encryption protocols (HTTPS) to protect data transmission.
Regular security assessments to detect and mitigate vulnerabilities.
Access controls ensuring only authorized personnel handle your information.
Data minimization practices to only collect information necessary for the services provided.

While we strive to protect your data, no online platform is completely secure, and we cannot guarantee absolute security.

🌐 4. Sharing Your Information

We do not sell or share your personal information with third parties for their own marketing purposes. However, we may share your data in the following limited circumstances:

Service Providers: We may share information with trusted third-party vendors who assist in operating our Site or providing services, such as hosting providers, analytics services, or email marketing platforms. These providers are contractually obligated to protect your information.
Legal Compliance: We may disclose information if required by law, court order, or governmental request.
Business Transfers: In the event of a merger, acquisition, or sale of assets, user information may be transferred as part of the business transaction with assurances of continued confidentiality.

🧑‍💻 5. Third-Party Services and Links

Our Site may contain links to third-party websites or services for your convenience and additional resources. These third parties have their own privacy policies, and we encourage you to review them before providing any personal information.

We do not control and are not responsible for the privacy practices or content of these third-party sites.

👨‍👩‍👧‍👦 6. Children’s Privacy

edschecker.fun does not knowingly collect or solicit personal information from children under 13 years of age. If we discover that a child under 13 has provided us with personal data, we will delete such information immediately.

If you are a parent or guardian and believe that your child has shared personal data with us, please contact us to request deletion.

🌍 7. International Users

Our website is accessible worldwide. If you choose to use our services from outside your country, please be aware that your information may be transferred to and processed in countries where data protection laws may differ from those in your jurisdiction.

By using edschecker.fun, you consent to the transfer and processing of your information as described in this Privacy Policy.

🕒 8. Data Retention

We retain your personal information only as long as necessary to fulfill the purposes outlined in this Privacy Policy or to comply with legal obligations.

Non-personal data such as usage statistics may be retained for analytical purposes, anonymized to protect your privacy.

🔄 9. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

The right to access and receive a copy of the information we hold about you.
The right to request correction or deletion of your data.
The right to opt out of marketing communications at any time.
The right to restrict or object to certain data processing activities.
The right to data portability where applicable.

To exercise these rights, please contact us using the details provided below.

🍪 10. Managing Cookies

You can manage or disable cookies through your browser settings at any time. Please note that disabling cookies may impact the usability of some features on our Site.

We may update our cookie policy or provide cookie consent banners to comply with applicable regulations such as GDPR.

⚖️ 11. Compliance with Laws

edschecker.fun complies with all applicable data protection and privacy laws, including but not limited to:

The General Data Protection Regulation (GDPR) for users in the European Economic Area.
The California Consumer Privacy Act (CCPA) for users in California, USA.

If you are a resident of these or other jurisdictions with specific privacy laws, please review the relevant rights and protections offered under this Privacy Policy.

📢 12. Updates to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in legal requirements, technologies, or our practices. When we make changes, we will revise the "Effective Date" at the top and notify users through the Site or email if applicable.

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

📧 13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us at:

Email: support@edschecker.fun
Website: https://edschecker.fun/contact

Our team is committed to resolving your inquiries promptly and transparently.

Final Note

Your privacy is a fundamental right, and at edschecker.fun, we are dedicated to protecting it. We build our platform with integrity and transparency to help you calculate your EMIs securely and confidently. Thank you for trusting us with your financial planning needs.