Terms of Service

Effective Date: May 15, 2025

Welcome to edschecker.fun! These Terms of Service ("Terms") govern your access to and use of our website located at https://edschecker.fun (the "Site") and any related services provided by us. By accessing or using edschecker.fun, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Site.

📜 1. Acceptance of Terms

By using edschecker.fun, you affirm that you are at least 18 years old or accessing the Site with parental or guardian consent. You agree that you have read, understood, and accepted these Terms and our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Site.

If you are using the Site on behalf of an organization or company, you represent that you have the legal authority to bind that entity to these Terms.

🧩 2. Services Provided

edschecker.fun offers online financial tools, including EMI calculators, to help users plan and manage their loans and finances. These tools provide estimates based on the information you provide and are intended for informational purposes only.

We do not offer any financial advice, loan approvals, or banking services. All financial decisions should be made after consulting with qualified financial advisors or institutions.

🚫 3. User Responsibilities and Conduct

You agree to use edschecker.fun only for lawful purposes and in a manner consistent with all applicable laws and regulations.

You shall not:

Use the Site for any illegal or unauthorized purpose.
Interfere with or disrupt the Site or servers.
Attempt to gain unauthorized access to any part of the Site.
Use automated means, such as bots or scrapers, to access or collect data from the Site.
Transmit harmful, offensive, or objectionable content.
Impersonate any person or entity or misrepresent your affiliation with others.

We reserve the right to suspend or terminate your access to the Site if you violate these terms or engage in harmful behavior.

🔒 4. Intellectual Property Rights

All content, features, and functionality on edschecker.fun, including but not limited to text, graphics, logos, icons, images, software, and code, are the exclusive property of edschecker.fun or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You may access and use the Site for personal, non-commercial purposes only. Any reproduction, modification, distribution, or commercial exploitation of Site content without express written permission is strictly prohibited.

⚙️ 5. Accuracy and Disclaimer of Warranties

While we strive to provide accurate and reliable information, edschecker.fun makes no guarantees regarding the completeness, accuracy, or reliability of the EMI calculations or any other content on the Site.

Your use of the Site is at your sole risk. The Site and its tools are provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

📉 6. Limitation of Liability

To the fullest extent permitted by law, edschecker.fun and its affiliates, employees, agents, or licensors will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use or inability to use the Site, including but not limited to loss of profits, data, or goodwill.

You agree that edschecker.fun is not responsible for any financial decisions or losses you incur based on the use of the Site.

🔄 7. Modifications to the Site and Terms

We reserve the right to modify, update, or discontinue any part of the Site or these Terms at any time without prior notice. Changes will be effective immediately upon posting on the Site.

Your continued use of edschecker.fun after changes constitute acceptance of the updated Terms. We recommend reviewing this page regularly to stay informed.

🌍 8. Third-Party Links and Services

edschecker.fun may contain links to third-party websites, services, or resources that are not owned or controlled by us.

We do not endorse or assume responsibility for any third-party content, products, or services. Your interactions with third parties are solely between you and them.

🔐 9. Privacy

Your use of edschecker.fun is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. Please review it carefully.

🛡️ 10. Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason including breach of these Terms.

Upon termination, all rights granted to you will cease, and you must stop using the Site immediately.

⚖️ 11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of [Your Country/State], without regard to conflict of law principles.

Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts located in [Your Jurisdiction].

🤝 12. Indemnification

You agree to indemnify, defend, and hold harmless edschecker.fun, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from:

Your use of the Site.
Your violation of these Terms.
Your violation of any rights of a third party.

🧩 13. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by edschecker.fun, constitute the entire agreement between you and edschecker.fun regarding your use of the Site and supersede all prior agreements.

📞 14. Contact Us

If you have any questions, concerns, or feedback regarding these Terms of Service, please contact us at:

Email: support@edschecker.fun
Website: https://edschecker.fun/contact

Our team is happy to assist you with any queries.

Thank you for using edschecker.fun!

We are committed to providing a reliable, user-friendly, and transparent platform to help you with your EMI calculations and financial planning. Your trust is our priority.